AM Etsy charges several small fees on every sale, and they are calculated on different amounts. The listing fee is flat, the transaction fee includes shipping, payment processing depends on the country of your bank account, and offsite ads can take a large bite from a single order. This calculator applies each fee to the right amount for more than 60 countries and shows what is left after your costs.
How to use the calculator
- Select your country. This is the country of your Etsy payment account, and it sets the payment processing rate, any regulatory operating fee and the currency. For Canada, Australia and New Zealand, also choose domestic or international order, because international orders cost more to process.
- Enter the item price, the shipping you charge and any gift wrap price.
- Enter the quantity sold in the order.
- Enter your item cost and your actual shipping cost (materials, product and postage you pay).
- Choose the offsite ads setting: not from an ad, an ad sale at 15%, or an ad sale at 12% for shops over $10,000 in yearly sales.
- Enter sales tax collected on the order, since payment processing is charged on it.
- Tick the currency conversion box if your listing currency differs from your payment account currency.
The results show total fees, profit, margin and break-even price, a line by line fee breakdown, and two tips: what the same order earns if it came from an offsite ad, and what to charge for shipping to cover postage plus the fees on it. If Etsy changes a rate, open Fee rates and edit it.
The Etsy fees included
| Fee | Rate | Charged on |
|---|---|---|
| Listing fee | $0.20 | Each listing, renewed every 4 months or after each sale, plus $0.20 for each extra quantity sold in one order |
| Transaction fee | 6.5% | Item price plus shipping and gift wrap |
| Payment processing | Varies by country | The total sale, including shipping and tax |
| Offsite ads | 15% or 12% | Item price plus shipping and gift wrap, only on orders from an offsite ad, capped at $100 per order |
| Regulatory operating fee | Varies by country | Item price plus shipping and gift wrap |
| Currency conversion | 2.5% | The sale amount, when listing and payment currencies differ |
Offsite ads cost 15% for shops that have never made $10,000 in a 365-day period, and those shops can opt out under Shop Manager > Settings > Offsite Ads. Once a shop passes $10,000, the rate drops to 12% and participation is mandatory for the life of the shop. Full terms are in the Etsy Fees and Payments Policy.
Payment processing and regulatory fees by country
| Payment account country | Processing fee | Regulatory operating fee |
|---|---|---|
| United States | 3% + $0.25 | None |
| United Kingdom | 4% + £0.20 | 0.48% |
| Canada | 3% + C$0.25 domestic, 4% international | 0.50% |
| Australia | 3% + A$0.25 domestic, 4% international | None |
| Germany | 4% + €0.30 | None |
| France | 4% + €0.30 | 1.14% |
| Italy | 4% + €0.30 | 0.80% |
| Spain | 4% + €0.30 | 0.88% |
| India | 5% + ₹25 | 0.05% |
On June 22, 2026 Etsy raised the regulatory operating fee in the UK (from 0.32% to 0.48%), France (0.47% to 1.14%), Italy (0.32% to 0.80%) and Spain (0.72% to 0.88%). The transaction fee, listing fee, processing fees and offsite ads rates did not change. Türkiye (1.67%), Vietnam (1.24%) and Hungary (1.97%) also carry the fee. Etsy changes these rates from time to time, so check its help center if a figure looks off.
Worked example: a US order
A US seller sells one item for $30 with $6 shipping charged, no gift wrap and $2.16 sales tax. The item costs $9 to make and $5 to post.
- Listing fee: $0.20
- Transaction fee: 6.5% of $36 = $2.34
- Payment processing: 3% of $38.16 + $0.25 = $1.39
- Total fees: $3.93
Profit is $36 − $3.93 − $9 − $5 = $18.07, a margin of about 50% of the $36 the buyer paid for the item and shipping. If the same order came through an offsite ad at 15%, another $5.40 in fees would cut profit to $12.67, a margin of about 35%.
Worked example: a UK order
A UK seller sells a £25 print with £4 shipping. Fees: listing about £0.15, transaction 6.5% of £29 = £1.89, processing 4% of £29 + £0.20 = £1.36, and the regulatory operating fee of 0.48% = £0.14. Total fees are about £3.53. With an £8 cost and £3.50 postage, profit is about £13.97, a margin of 48%. VAT that Etsy charges UK sellers on its fees is not included, so add it if you are not VAT registered and cannot reclaim it.
Worked example: a digital download
A $5 printable with no shipping and no tax pays $0.20 listing, $0.33 transaction and $0.40 processing, about $0.93 in total. That is 18.5% of the price, because the fixed fees weigh heavily on cheap items. Bundling three printables at $12 cuts the fee share to about 13%.
What the results mean
Total fees is everything Etsy deducts from the order. Profit is what remains after fees, item cost and your shipping cost. Margin is profit as a share of item price plus shipping. The break-even price is the item price at which profit is zero for your current shipping, costs and settings. Price below it and every sale loses money. Run the calculation with offsite ads on as well as off, because an ad sale at break-even pricing without ads will lose money.
How the break-even price is worked out
Most Etsy fees are a percentage of what the buyer pays, so they rise with your price. For a US seller without offsite ads, about 9.5% of the item price plus shipping goes to the transaction and processing fees, plus a little more for processing on sales tax, plus the fixed $0.20 listing fee and $0.25 processing fee. The calculator solves for the item price where that total, your item cost and your shipping cost exactly equal the money coming in. With offsite ads at 15%, the percentage share rises to about 24.5%, which is why ad sales need a much higher break-even price.
Pricing shipping on Etsy
Because the transaction fee and processing fee both apply to shipping, a shipping charge equal to your postage cost still loses money on every order. There are two common ways to handle it:
- Charge postage plus fees. For a US shop, divide your postage cost by 0.905 to cover the 6.5% transaction fee and 3% processing. $6.00 of postage becomes about $6.63. The calculator shows this figure for your own numbers.
- Offer free shipping and raise the item price. Add your postage cost to the item price and set shipping to $0. The fees are the same either way, and many buyers prefer one all-in price. Enter 0 for shipping charged and your postage as your shipping cost to compare.
Search placement matters too. Since October 1, 2024, Etsy has prioritized US domestic listings with a shipping price under $6 in search, and listings of $35 or more covered by the free shipping guarantee are treated as free (source: Etsy Seller Handbook). In the example above, $6.63 of shipping would cross that line, so for US buyers it often pays to move part of the postage into the item price and keep shipping under $6.
Who uses this calculator
- Handmade sellers pricing a new product from material and labor costs.
- Print on demand sellers checking that the margin survives the provider's base price, shipping and a possible offsite ad.
- Digital download sellers seeing how much fixed fees take from low prices.
- Sellers outside the US who need their own processing and regulatory rates, in their own currency.
Troubleshooting
- Your Etsy statement shows more fees. Look for Etsy Ads (on-site ads), shipping labels, VAT on seller fees, or a currency conversion fee. The calculator covers order fees, not those extras.
- The listing fee looks odd in another currency. Etsy bills it as $0.20 USD. The calculator converts it with an approximate exchange rate that you can edit under Fee rates.
- Break-even shows $0. The shipping you charge already covers your costs and fees, so any item price is profitable.
Common mistakes
- Treating shipping as free money. The transaction fee applies to shipping, so charging $6 for postage that costs $6 still loses about 39¢ to that fee alone.
- Forgetting multi-quantity listing fees. Selling three of an item in one order triggers two extra $0.20 charges.
- Ignoring offsite ads. Even if most orders are organic, a few ad sales at 15% can erase the margin on low-priced items.
- Leaving out VAT on fees. In some countries Etsy charges VAT on its seller fees. The calculator does not include it, nor Etsy Ads, Etsy Plus or deposit fees.
Etsy or your own store?
On the $36 example order, Etsy fees are about $3.93, while Shopify Basic with Shopify Payments takes about $1.34 in payment fees but charges $39 a month and sends you no traffic. Run the same numbers in the Shopify fee calculator. Many sellers keep Etsy for discovery and add their own store for repeat buyers. If you do, the AM Jarvis Product Importer copies products from public Shopify and WooCommerce stores into your store with variants, images and prices. Better tags bring more organic Etsy sales, which carry no offsite ads fee, so fill all 13 with the Etsy tag generator. For product ideas, see how to find a niche.