AM Shopify's costs come in two layers: a monthly plan fee and a fee on every order you take. The per-order fee depends on your plan and on whether you use Shopify Payments or another payment provider. This calculator puts both layers together with your product and shipping costs, so you can see what you actually keep from each sale, and it compares every plan at your order value.
How to use the calculator
- Choose your plan and billing cycle. Yearly billing lowers the monthly subscription cost.
- Choose the payment method: Shopify Payments online, Shopify Payments in person (Shopify POS), or a third-party provider. For a third-party provider, enter that provider's own rate and the calculator adds Shopify's third-party transaction fee on top.
- Enter the sale price and the shipping you charge the customer (enter 0 for free shipping).
- Enter your product cost and your actual shipping cost, meaning what you pay the carrier or supplier.
- Enter orders per month to see total monthly fees and profit after Shopify costs.
- Optionally set a target margin to see the price you would need to charge.
- Read the Compare plans table under the results. It shows the fee per order and monthly total on each plan and tells you the order count at which the next plan becomes cheaper.
The preset rates are Shopify's US rates as listed on its pricing page in September 2026. Rates differ outside the US, so the rate fields are editable, and Reset to preset puts them back. Check your exact rate in your admin under Settings > Payments.
Shopify plans and fees in 2026 (US)
| Plan | Billed monthly | Billed yearly | Online card rate | In-person rate | Third-party provider fee |
|---|---|---|---|---|---|
| Basic | $39/mo | $29/mo | 2.9% + 30¢ | 2.6% + 10¢ | 2% |
| Grow | $105/mo | $79/mo | 2.7% + 30¢ | 2.5% + 10¢ | 1% |
| Advanced | $399/mo | $299/mo | 2.5% + 30¢ | 2.4% + 10¢ | 0.6% |
| Plus | From $2,300/mo | n/a | 2.25% + 30¢ | 2.3% + 10¢ | 0.2% |
Source: Shopify pricing, checked September 2026. The third-party fee is charged by Shopify in addition to whatever your payment provider charges. It does not apply when you use Shopify Payments. Shopify's international pricing page lists a 1.5% fee when you convert prices into a buyer's local currency, and cards issued outside your country can cost more than the domestic rate, so stores with many international buyers should edit the rate to match their payouts.
How much Shopify takes from a $100 sale
| Plan | Shopify Payments, online | Shopify Payments, in person | Third-party provider at 2.9% + 30¢ |
|---|---|---|---|
| Basic | $3.20 | $2.70 | $5.20 |
| Grow | $3.00 | $2.60 | $4.20 |
| Advanced | $2.80 | $2.50 | $3.80 |
| Plus | $2.55 | $2.40 | $3.40 |
The monthly plan fee comes on top. On a store doing 50 orders a month on Basic, the $39 plan adds 78¢ per order.
How the numbers are calculated
The calculator treats the amount the customer pays for the item and shipping as your order revenue, then subtracts fees and costs.
- Payment fee = revenue × card rate + fixed fee.
- Third-party fee (only with another provider) = revenue × your plan's third-party percentage, added to the provider's own fee.
- Profit per order = revenue − fees − product cost − your shipping cost.
- Margin = profit ÷ revenue.
- Monthly Shopify cost = fees per order × orders per month + the plan subscription.
Worked example: a $40 product
Basic plan, Shopify Payments, a $40 product with $5 shipping charged. Revenue is $45. The fee is 2.9% of $45 ($1.305) plus 30¢, so about $1.61. With a $12 product cost and $6 actual shipping, profit is $45 − $1.61 − $12 − $6 = $25.39, a margin of about 56%. At 300 orders a month, fees are about $481.50 plus the $39 subscription, or $520.50 in total.
If the same store used a third-party provider charging 2.9% + 30¢, Shopify would add 2% of $45, which is 90¢, raising the fee per order to about $2.51.
Worked example: a low-price dropshipping item
A $19.99 item with free shipping, a $7.50 supplier cost and $4.50 shipping from the supplier. The Basic fee is 2.9% of $19.99 plus 30¢, about 88¢. Profit is $7.11, a 36% margin. That looks healthy until you add advertising: if you spend $9 in ads to win each order, every sale loses about $1.89. The calculator shows the margin before ads, so compare its profit per order with your cost per purchase from your ad account.
Break-even and target margin prices
The break-even price is the lowest sale price at which the order covers product cost, shipping cost and payment fees, leaving zero profit. In the $40 example, that is about $13.85 with $5 shipping charged. It does not cover the monthly subscription, which the monthly view shows separately.
The target margin price works backwards from the margin you want. For a 30% margin in the example, revenue needs to be about $27.27, so the sale price would be $22.27 with $5 shipping charged. Because fees are a percentage of revenue, raising the price raises the fee slightly, and the calculator accounts for that.
When a higher plan pays for itself
A higher plan lowers the card rate but costs more per month. Using the example order of $45 with monthly billing, total monthly Shopify costs look like this:
| Plan | Fee per $45 order | 300 orders/month | 1,000 orders/month |
|---|---|---|---|
| Basic | $1.61 | $520.50 | $1,644 |
| Grow | $1.52 | $559.50 | $1,620 |
| Advanced | $1.43 | $826.50 | $1,824 |
At this order value, Grow only beats Basic above roughly 730 orders a month on monthly billing, or about 560 on yearly billing. The calculator works this out for your own order value in the Compare plans table. Plan features, such as reporting and staff accounts, may matter more than the rate difference.
Shopify vs Etsy fees on the same order
A common question is whether selling on your own Shopify store is cheaper than Etsy. For a US seller, a $30 item with $6 shipping and $2.16 sales tax costs about $3.93 in Etsy fees before any offsite ads. On Shopify Basic with Shopify Payments, the payment fee on $36 is about $1.34, but you pay the $39 monthly plan and you bring your own traffic. At around 15 orders a month the Shopify plan fee is covered by the fee difference alone, but Etsy's marketplace traffic is the real trade-off. Run both numbers with the Etsy fee calculator.
Who this calculator is for
- New store owners deciding between Basic and Grow, or monthly and yearly billing. Shopify's 2026 offer for new stores is a 3-day free trial, then $1 a month for the first 3 months on standard plans, so plan the real cost from month four.
- Dropshippers checking thin-margin products before spending on ads.
- Retailers with a physical shop comparing in-person POS fees with online fees.
- Freelancers and agencies building a cost model for a client's store or pitching a plan change.
Troubleshooting your numbers
- The fee does not match your payout. Check whether the order was paid with an international card, in another currency or through Shop Pay Installments, all of which can use different rates. Enter the rate from your payout report.
- Break-even shows "n/a". The combined percentage fees are 100% or more, usually because a rate was typed as 29 instead of 2.9.
- Target price shows "n/a". The target margin plus the fee percentage leaves nothing for costs. Lower the target.
- Plus costs look wrong. Plus pricing is set by contract. Edit the plan cost to match yours.
Common mistakes
- Forgetting the fixed fee. 30¢ on a $10 order is 3% of revenue on its own.
- Using the price without shipping. Fees apply to what the customer pays, including shipping.
- Ignoring the third-party fee. A provider with a lower rate can still cost more once Shopify's 2% on Basic is added.
- Using US rates abroad. International cards, currency conversion and non-US stores can have different rates. Edit the rate field to match your statement.
- Judging margin before ad spend. A 50% margin before advertising can turn into a loss once you pay for each customer.
Costs the calculator does not include
The calculator covers Shopify's plan and payment fees plus the product and shipping costs you enter. A full monthly budget usually also has paid apps, a paid theme (a one-time cost), your domain renewal, chargebacks and refunds (refunded orders do not always return the payment fee, and disputes carry their own fee), packaging and fulfillment fees, and sales tax, which passes through your account but is not your revenue, so leave it out of the sale price.
Add these as a monthly total and divide by orders per month to get an extra cost per order. Put that figure into the product cost field and the break-even and target margin prices will include it.
Related tasks
If the calculator shows your prices are too low, you rarely need to fix one product. Bulk Edit Pro in AM Jarvis updates prices, compare-at prices and sale pricing across many Shopify or WooCommerce products, with a preview before applying and one-click revert. The guide to bulk editing Shopify products covers the built-in options too. For markup and margin on their own, use the profit margin calculator, and create order paperwork with the invoice generator.